Privacy Policy

This Privacy Policy describes how Budgeta - Smart Budget Tracker (a financial recording and budget tracking application) handles your data. The app serves as a digital financial management tool where you manually record your income, expenses, budgets, and financial transactions—so you can track, analyze, and manage your finances effectively.

Information We Collect

• Financial data you enter: income records, expense transactions, budget categories, amounts, dates, descriptions, and notes.
• Optional account information you provide (e.g., name, email, profile picture) if account features are used.
• Budget categories and financial goals you set up within the app.
• Non-personal app usage analytics to maintain stability, improve performance, and detect bugs.
• Device information (e.g., device type, operating system) for technical support and app optimization.

How We Use Data

• Store and display your financial transaction history and budget records.
• Generate financial summaries, reports, and insights based on your entered data (e.g., spending by category, monthly income vs expenses, budget progress).
• Provide budget tracking features, alerts, and notifications to help you manage your finances.
• Improve app quality and user experience using aggregated, non-identifying analytics.
• Support account synchronization across devices when sync features are enabled.

Storage & Security

• Financial data is stored locally on your device by default. If you enable cloud sync or backup (when available), data may be stored with secure, encrypted third-party providers.
• We apply industry-standard encryption, access controls, and security practices to protect your financial information from unauthorized access.
• We do not store your banking credentials or access your bank accounts directly. All financial data is manually entered by you.
• You can delete your financial data in the app at any time. If an account/sync feature is used, contact us for complete data deletion support.

Data Sharing

• We do not sell your financial data or personal information.
• Data may be shared with trusted technical service providers (e.g., cloud storage vendors, analytics services) only as needed to operate and improve the app, under strict confidentiality agreements.
• Data may be disclosed when required by law, legal process, or lawful requests from government authorities.
• We do not share your financial data with third parties for marketing or advertising purposes.

App Permissions

• Storage permission: Used to save your financial records locally and enable backup/export features.
• Internet/Network permission: Used only if you enable cloud sync, backup, or app updates.
• Notification permission: Used to send budget alerts, reminders, and financial insights (optional, can be disabled).
• The app does not request access to camera, location, contacts, or other sensitive permissions unless explicitly needed for specific features you choose to use.

Your Rights

• View, update, or delete any financial data you entered.
• Export your financial data in various formats (e.g., CSV, PDF) for your records.
• Revoke app permissions (e.g., storage, notifications) via device or app settings.
• Request a copy of your stored data or request complete data deletion if account/syncing features are used.
• Opt out of non-essential data collection where applicable.

Data Retention

We retain your financial data for as long as you use the app and have an active account. If you delete your account or request data deletion, we will remove your data within 30 days, except where we are required to retain it by law.

Account & Data Deletion

You can permanently delete your Budgeta account and all associated data stored in the app and on our servers. Open Settings in the mobile app, scroll to the bottom, tap Delete account, and type delete budgeta to confirm. This removes your profile, transactions, categories, wallets, financial goals, cloud-synced records, and subscription data tied to your account. Deletion is irreversible. Existing Google Drive backup files created by the app are not removed automatically — you can manage or delete those files yourself in Google Drive. If you cannot access the app, contact us at support@getbudgeta.com to request account deletion.

Children

This app is not intended for users under 13 years of age and does not knowingly collect data from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

International Users

If you are using Budgeta from outside the country where our servers are located, your data may be transferred across international borders. By using the app, you consent to such transfers. We ensure that appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

Policy Changes

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page with an updated effective date, and we may also notify you via in-app notifications or email if significant changes occur.

Contact

For questions, complaints, or requests about privacy, data access, or data deletion, please contact us at support@getbudgeta.com.

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