Terms of Service

Welcome to Budgeta. By accessing or using our website at getbudgeta.com, you agree to be bound by these Terms of Service. Please read them carefully before using our service.

1. Acceptance of Terms

By creating an account or using Budgeta in any way, you confirm that you are at least 13 years old and that you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our service.

2. Description of Service

Budgeta is a personal finance and budget tracking application that allows users to record, manage, and analyze their income and expenses. The service is provided through our website and mobile application and is intended for personal, non-commercial use.

3. User Accounts

To use Budgeta, you may sign in using your Google account or other supported methods. By doing so, you agree that:

• You are responsible for maintaining the security of your account
• You will not share your account credentials with others
• You will notify us immediately of any unauthorized use of your account
• All activity under your account is your responsibility

4. User Data & Content

You retain full ownership of the financial data you enter into Budgeta. By using our service, you grant us a limited license to store and process your data solely for the purpose of providing the service to you. We do not sell or share your financial data with third parties for marketing.

5. Acceptable Use

You agree not to:

• Use Budgeta for any unlawful or fraudulent purpose
• Attempt to gain unauthorized access to our systems or other users' accounts
• Reverse engineer, copy, or redistribute any part of the service
• Use the service in a way that could damage or overburden our infrastructure
• Upload malicious code or content of any kind

6. Disclaimer of Warranties

Budgeta is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the service will be uninterrupted, error-free, or free of viruses or other harmful components. Budgeta is a personal finance tool and does not constitute financial, legal, or investment advice.

7. Limitation of Liability

To the maximum extent permitted by law, Budgeta and its developers shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the service, including but not limited to loss of data or financial decisions made based on information in the app.

8. Termination

We reserve the right to suspend or terminate your access to Budgeta at any time, without notice, if we believe you have violated these Terms. You may also delete your account at any time by contacting us. Upon termination, your data may be permanently deleted.

9. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes by updating the date at the top of this page. Continued use of Budgeta after changes are posted constitutes your acceptance of the revised terms.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Indonesia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Indonesia.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at support@getbudgeta.com or visit getbudgeta.com.

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